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Non-take-up of Tax-favored Savings Plans: Are Household Portfolios Optimal?
Alessie, Rob; Hochguertel, Stefan; Soest, Arthur van - Tinbergen Instituut - 2001
Since the early nineties, the Dutch tax system allows for a tax-favored form of risk free savings through employer …-sponsored savings plans (ESSPs). Under some conditions and up to a certain amount, the contributions to this planare tax-deductible, and … suggests that those who have access to this type of savings should participate inthem, provided they have some financial wealth …
Persistent link: https://www.econbiz.de/10011257210
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Entrepreneurial Moral Hazard in Income Insurance
Ejrnaes, Mette; Hochguertel, Stefan - Tinbergen Instituut - 2008
We study entrepreneurs’ behavioral responses of effort (moral hazard) to avoid business failure.This is done in the context of an unemployment insurance scheme for self-employed, wherewe estimate how much of the transition probability to unemployment can be causally attributedto being insured....
Persistent link: https://www.econbiz.de/10011256235
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Retirement Choices in Italy: What an Option Value Model tells us
Belloni, Michele; Alessie, Rob - Tinbergen Instituut - 2010
Using Italian data, we estimate an option value model to quantify the effectof financial incentives on retirement choices. As far as we know, this isthe first empirical study to estimate the conditional multiple-years modelput forward by Stock and Wise (1990). This implies that we account...
Persistent link: https://www.econbiz.de/10011257328
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Adoption of Electric Vehicle in the Netherlands – A Stated Choice Experiment
Bockarjova, M.; Rietveld, P.; Knockaert, J.S.A. - Tinbergen Instituut - 2013
In this paper, we apply a dynamic innovation diffusion framework to model adoption of full electric vehicles where we explicitly distinguish three major phases of adoption: introduction, growth and maturity. We combine this approach with an SP study to elicit individual preferences for...
Persistent link: https://www.econbiz.de/10011256877
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US and European Household Debt and Credit Constraints
Crook, Jonathan; Hochguertel, Stefan - Tinbergen Instituut - 2007
consumption models, including a numerically solved precautionary savings model. We find that inter-country differences are …
Persistent link: https://www.econbiz.de/10011257319
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Mapping the Minds of Retirement Planners
Hershey, Douglas A.; Henkens, Kène; Dalen, Hendrik P. van - Tinbergen Instituut - 2006
This study explored the psychological mechanisms that underlie the retirement planning and saving tendencies of Dutch and American workers. Participants were 988 Dutch and 429 Americans, 25-64 years of age. Analyses were designed to: (a) examine the extent to which structural variables were...
Persistent link: https://www.econbiz.de/10011256396
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New Developments in the Measurement of Welfare and Well-being
Praag, Bernard M.S. van; Plug, Erik J.S. - Tinbergen Instituut - 2012
This paper is dating from 1995, when it has been presented at the Ragnar Frisch Centennial Memorial Conference in Oslo. It has never been published before.In this paper for the first time the Cantril ladder question data have been employed in the way which later has become known as happiness...
Persistent link: https://www.econbiz.de/10011256245
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Insurance, Entrepreneurial Start-Up, and Performance
Ejrnæs, Mette; Hochguertel, Stefan - Tinbergen Instituut - 2014
Availability of (partial) insurance mechanisms is arguably important for the decision of (riskaverse) workers to start up a risky entrepreneurial venture. Using administrative data from Denmark, where unemployment insurance (UI) is available to both wage earners and self-employed on a voluntary...
Persistent link: https://www.econbiz.de/10011255609
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Mixed Density based Copula Likelihood
Azam, Kazim; Lucas, Andre - Tinbergen Instituut - 2015
We consider a new copula method for mixed marginals of discrete and continuous random variables. Unlike the Bayesian methods in the literature, we use maximum likelihood estimation based on closed-form copula functions. We show with a simulation that our methodology performs similar to the...
Persistent link: https://www.econbiz.de/10011255720
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Education-related Inequity in Health Care with Heterogeneous Reporting of Health
d'Uva, Teresa Bago; Lindeboom, Maarten; O'Donnell, Owen; … - Tinbergen Instituut - 2010
This discussion paper resulted in a publication in the 'Journal of the Royal Statistical Society', Series A, 2011, 174, 639–664.<P> Reliance on self-rated health to proxy medical need can bias estimation of education-related inequity in health care utilisation. We correct this bias both by...</p>
Persistent link: https://www.econbiz.de/10011256136