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Age-differentiated QALI Losses
Praag, Bernard M.S. van; Ferrer-i-Carbonell, Ada - Tinbergen Instituut - 2002
In this paper we evaluate the QALY loss, which may be assigned to the prevalence of specific chronic illnesses and physical handicaps. The analysis is based on an individual self-rating health satisfaction question asked in the British Household Panel Survey data set. This question provides a...
Persistent link: https://www.econbiz.de/10011255621
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US and European Household Debt and Credit Constraints
Crook, Jonathan; Hochguertel, Stefan - Tinbergen Instituut - 2007
the determinants of household debt holding and to investigate whether or not credit constraints are important for … household debt holding. We extend the existing literature in important ways. First, we present comparative evidence for four … settings for debt incidence, debt outstanding and credit constraints. We also explore the implications for debt holding from …
Persistent link: https://www.econbiz.de/10011257319
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The Subjective Costs of Health Losses due to Chronic Diseases
Ferrer-i-Carbonell, Ada; Praag, Bernard M.S. van - Tinbergen Instituut - 2002
This paper proposes a method to evaluate health losses or gains by looking at the impact on well-being of a change in health status. The paper presents estimates of the equivalent income change that would be necessary to change general satisfaction with life to the same extent as a change in...
Persistent link: https://www.econbiz.de/10011256903
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The Anatomy of Subjective Well-being
Praag, Bernard M.S. van; Frijters, P.; … - Tinbergen Instituut - 2002
This paper contributes to the literature on subjective well-being (SWB) by taking into account different aspects of life, called domains, such as health, financial situation, job, leisure, housing, and environment. We postulate a two-layer model where individual total SWB depends on the...
Persistent link: https://www.econbiz.de/10011257056
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Making Work pay for the Indebted. The Effect of Debt Services on the Exit Rates of Unemployed Individuals
Koning, Pierre - Tinbergen Instituut - 2014
Assistance (SA) recipients with debt problems. With a large share of the income gains of work resumption were transferred to the … intervention were therefore twofold: the restructuring of personal debts and the prevention of new debt problems to arise. We use … the timing-of-events method to identify the effects of debt programs on SA spells. Our key finding is that the provision …
Persistent link: https://www.econbiz.de/10011255448
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Who is at the Top? Wealth Mobility over the Life Cycle
Hochguertel, Stefan; Ohlsson, Henry - Tinbergen Instituut - 2012
Who is wealthy? This paper presents empirical estimates of household movements into and out of the top percents of the wealth distribution over individual life cycles. There are life-cycle motives and precautionary motives for wealth accumulation. The opportunities to accumulate wealth create...
Persistent link: https://www.econbiz.de/10011255999
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The Impact of Financial Education for Youth in Ghana
Berry, James; Karlan, Dean; Pradhan, Menno - Tinbergen Instituut - 2015
We evaluate, using a randomized trial, two school-based financial literacy education programs in government-run primary and junior high schools in Ghana. One program integrated financial and social education, whereas the second program only offered financial education. Both programs included a...
Persistent link: https://www.econbiz.de/10011256124
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Mapping the Minds of Retirement Planners
Hershey, Douglas A.; Henkens, Kène; Dalen, Hendrik P. van - Tinbergen Instituut - 2006
This study explored the psychological mechanisms that underlie the retirement planning and saving tendencies of Dutch and American workers. Participants were 988 Dutch and 429 Americans, 25-64 years of age. Analyses were designed to: (a) examine the extent to which structural variables were...
Persistent link: https://www.econbiz.de/10011256396
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Savings Adequacy Uncertainty: Driver or Obstacle to Increased Pension Contributions?
Schie, Ron J.G. van; Donkers, Bas; Dellaert, Benedict G.C. - Tinbergen Instituut - 2012
Deciding how much to save for retirement is a difficult task that includes many uncertainties. In this paper, we use data from a representative Dutch household panel to study the impact of uncertainty regarding one's savings adequacy on retirement savings contributions and information search...
Persistent link: https://www.econbiz.de/10011257076
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Competing Risks in a Time on the Market Analysis
Wit, Erik R. de - Tinbergen Instituut - 2010
Theoretical models on the selling process in the housing market are scarce. Taylor (1999) specifies a model where time-on-the-market gives a quality signal of the house to potential buyers if inspection outcomes of the house are not public. We specify a duration model with competing risks, where...
Persistent link: https://www.econbiz.de/10011257211