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US and European Household Debt and Credit Constraints
Crook, Jonathan; Hochguertel, Stefan - Tinbergen Instituut - 2007
the determinants of household debt holding and to investigate whether or not credit constraints are important for … household debt holding. We extend the existing literature in important ways. First, we present comparative evidence for four … settings for debt incidence, debt outstanding and credit constraints. We also explore the implications for debt holding from …
Persistent link: https://www.econbiz.de/10011257319
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Forecasting Aggregate Productivity using Information from Firm-Level Data
Bartelsman, Eric J.; Wolf, Zoltan - Tinbergen Instituut - 2009
This paper contributes to the productivity literature by using results from firm-level productivity studies to improve forecasts of macro-level productivity growth. The paper employs current research methods on estimating firm-level productivity to build times-series components that capture the...
Persistent link: https://www.econbiz.de/10011257659
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The Geography of R&D; Tobit Analysis and Bayesian Approach to Mapping R&D Activities for The Netherlands
Ouwersloot, Hans; Rietveld, Piet - Tinbergen Instituut - 2000
Regions vary strongly according to the participation of firms in R&Dactivity.By linking data on R&D activity at thefirm level with GIS based data on economic, and other locationfeatures of zoneswe are able to investigate the impactof local factors on R&D involvement for various types of...
Persistent link: https://www.econbiz.de/10011256305
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Rounding of Arrival and Departure Times in Travel Surveys: An Interpretation in Terms of Scheduled Activities
Rietveld, Piet - Tinbergen Instituut - 2001
In travel surveys most respondents apply rounding of departure andarrival times to multiples of 5, 15 and 30minutes: in the annual Dutch travel survey about 85-95 percent of allreported times are 'round' ones. We estimaterounding models for departure and arrival times. The model allows oneto...
Persistent link: https://www.econbiz.de/10011256774
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Making Work pay for the Indebted. The Effect of Debt Services on the Exit Rates of Unemployed Individuals
Koning, Pierre - Tinbergen Instituut - 2014
Assistance (SA) recipients with debt problems. With a large share of the income gains of work resumption were transferred to the … intervention were therefore twofold: the restructuring of personal debts and the prevention of new debt problems to arise. We use … the timing-of-events method to identify the effects of debt programs on SA spells. Our key finding is that the provision …
Persistent link: https://www.econbiz.de/10011255448
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Who is at the Top? Wealth Mobility over the Life Cycle
Hochguertel, Stefan; Ohlsson, Henry - Tinbergen Instituut - 2012
Who is wealthy? This paper presents empirical estimates of household movements into and out of the top percents of the wealth distribution over individual life cycles. There are life-cycle motives and precautionary motives for wealth accumulation. The opportunities to accumulate wealth create...
Persistent link: https://www.econbiz.de/10011255999
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The Impact of Financial Education for Youth in Ghana
Berry, James; Karlan, Dean; Pradhan, Menno - Tinbergen Instituut - 2015
We evaluate, using a randomized trial, two school-based financial literacy education programs in government-run primary and junior high schools in Ghana. One program integrated financial and social education, whereas the second program only offered financial education. Both programs included a...
Persistent link: https://www.econbiz.de/10011256124
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Mapping the Minds of Retirement Planners
Hershey, Douglas A.; Henkens, Kène; Dalen, Hendrik P. van - Tinbergen Instituut - 2006
This study explored the psychological mechanisms that underlie the retirement planning and saving tendencies of Dutch and American workers. Participants were 988 Dutch and 429 Americans, 25-64 years of age. Analyses were designed to: (a) examine the extent to which structural variables were...
Persistent link: https://www.econbiz.de/10011256396
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Savings Adequacy Uncertainty: Driver or Obstacle to Increased Pension Contributions?
Schie, Ron J.G. van; Donkers, Bas; Dellaert, Benedict G.C. - Tinbergen Instituut - 2012
Deciding how much to save for retirement is a difficult task that includes many uncertainties. In this paper, we use data from a representative Dutch household panel to study the impact of uncertainty regarding one's savings adequacy on retirement savings contributions and information search...
Persistent link: https://www.econbiz.de/10011257076
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Competing Risks in a Time on the Market Analysis
Wit, Erik R. de - Tinbergen Instituut - 2010
Theoretical models on the selling process in the housing market are scarce. Taylor (1999) specifies a model where time-on-the-market gives a quality signal of the house to potential buyers if inspection outcomes of the house are not public. We specify a duration model with competing risks, where...
Persistent link: https://www.econbiz.de/10011257211