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Who is at the Top? Wealth Mobility over the Life Cycle

Hochguertel, Stefan; Ohlsson, Henry - Tinbergen Instituut - 2012

Who is wealthy? This paper presents empirical estimates of household movements into and out of the top percents of the …

Persistent link: https://www.econbiz.de/10011255999

Mapping the Minds of Retirement Planners

Hershey, Douglas A.; Henkens, Kène; Dalen, Hendrik P. van - Tinbergen Instituut - 2006

This study explored the psychological mechanisms that underlie the retirement planning and saving tendencies of Dutch and American workers. Participants were 988 Dutch and 429 Americans, 25-64 years of age. Analyses were designed to: (a) examine the extent to which structural variables were...

Persistent link: https://www.econbiz.de/10011256396

Savings Adequacy Uncertainty: Driver or Obstacle to Increased Pension Contributions?

Schie, Ron J.G. van; Donkers, Bas; Dellaert, Benedict G.C. - Tinbergen Instituut - 2012

data from a representative Dutch household panel to study the impact of uncertainty regarding one's savings adequacy on …

Persistent link: https://www.econbiz.de/10011257076

US and European Household Debt and Credit Constraints

Crook, Jonathan; Hochguertel, Stefan - Tinbergen Instituut - 2007

the determinants of household debt holding and to investigate whether or not credit constraints are important for … household debt holding. We extend the existing literature in important ways. First, we present comparative evidence for four … countries at the micro level, where we rely on household panel data for two countries; we are thus able to control for …

Persistent link: https://www.econbiz.de/10011257319

Early Retirement Behaviour in the Netherlands: Evidence from a Policy Reform

Euwals, Rob; Vuuren, Daniel J. van; Wolthoff, Ronald P. - Tinbergen Instituut - 2006

In the early 1990s, the Dutch social partners agreed upon transforming the generous and actuarially unfair PAYG early retirement schemes into less generous and actuarially fair capital funded schemes. The starting dates of the transitional arrangements varied by industry sector. In this study,...

Persistent link: https://www.econbiz.de/10011256007

Weighted Temporal Utility

Gerber, Anke; Rohde, Kirsten I.M. - Tinbergen Instituut - 2013

We propose a utility representation for preferences over risky timed outcomes, the weighted temporal utility model. It separates subjective evaluations of outcomes from attitudes towards psychological distance induced by risks and delays. Subjective evaluations of outcomes may depend on the time...

Persistent link: https://www.econbiz.de/10011256358

Making Work pay for the Indebted. The Effect of Debt Services on the Exit Rates of Unemployed Individuals

Koning, Pierre - Tinbergen Instituut - 2014

This paper investigates the effectiveness of an intervention that was targeted at a specific group of Dutch Social Assistance (SA) recipients with debt problems. With a large share of the income gains of work resumption were transferred to the creditors, these individuals experienced a strong a...

Persistent link: https://www.econbiz.de/10011255448

The Impact of Financial Education for Youth in Ghana

Berry, James; Karlan, Dean; Pradhan, Menno - Tinbergen Instituut - 2015

We evaluate, using a randomized trial, two school-based financial literacy education programs in government-run primary and junior high schools in Ghana. One program integrated financial and social education, whereas the second program only offered financial education. Both programs included a...

Persistent link: https://www.econbiz.de/10011256124

Competing Risks in a Time on the Market Analysis

Wit, Erik R. de - Tinbergen Instituut - 2010

Theoretical models on the selling process in the housing market are scarce. Taylor (1999) specifies a model where time-on-the-market gives a quality signal of the house to potential buyers if inspection outcomes of the house are not public. We specify a duration model with competing risks, where...

Persistent link: https://www.econbiz.de/10011257211

A Theory of Education and Health

Galama, Titus J.; Kippersluis, Hans van - Tinbergen Instituut - 2015

This paper presents a unified theory of human capital with both health capital and, what we term, skill capital endogenously determined within the model. By considering joint investment in health capital and in skill capital, the model highlights similarities and differences in these two...

Persistent link: https://www.econbiz.de/10011272580