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The Benefits of Uniform Flood Insurance
Grislain-Letrémy, Céline; Lemoyne de Forges, Sabine - Université Paris-Dauphine (Paris IX) - 2015
prevention effort depending on the flood risk and on the insurance system that covers its inhabitants. As compulsory uniform … insurance depends on all insureds' risk, it enables partial integration of prevention externalities by jurisdictions. We … determine under which conditions compulsory uniform insurance Pareto dominates risk-rated insurance. …
Persistent link: https://www.econbiz.de/10011205318
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The Flood Issue: Uniform Insurance and Collective Prevention with Risk Externalities
Lemoyne de Forges, Sabine; Grislain-Letrémy, Céline - Université Paris-Dauphine (Paris IX) - 2012
on the insurance system that covers its inhabitants. As uniform insurance depends on all insureds’ risk, it enables a … partial integration of prevention externalities by jurisdictions. We determine under which condition uniform insurance Pareto … dominates actuarial insurance. …
Persistent link: https://www.econbiz.de/10010708706
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Do insurance defrauders want to be punished ?
Alary, David; Besfamille, Martin - Université Paris-Dauphine (Paris IX) - 2002
We analyze a Principal-Agent model of an insurer who faces an adverse selection problem. He is unable to observe if his client has a high risk or a low risk of having an accident. At the underwriting of the contract, the insurer requests the client to declare his risk. After that, the former can...
Persistent link: https://www.econbiz.de/10011073502
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Accounting and controlling in uncertainty: concepts,techniques and methodology.
Lesage, Cédric; Casta, Jean-François - Université Paris-Dauphine (Paris IX) - 2001
The fuzzy set approach has progressively been introduced into many areas of organisational science in order to compensate for certain inadequacies in traditional tools. Indeed behaviourists and expected utility researchers have long been studying the role of ambiguity and vagueness in the human...
Persistent link: https://www.econbiz.de/10011071933