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insurance shape urbanization, but their efficiency is limited by hazard-map precision. Map-based discrimination being …
Persistent link: https://www.econbiz.de/10011072620
We analyze a Principal-Agent model of an insurer who faces an adverse selection problem. He is unable to observe if his client has a high risk or a low risk of having an accident. At the underwriting of the contract, the insurer requests the client to declare his risk. After that, the former can...
Persistent link: https://www.econbiz.de/10011073502
low demand for insurance, but probably also from a limited supply by insurers. We show that income and being a landowner … insured against natural disasters. In France, any housing insurance contract includes the coverage against natural disasters …. In 2006, only 52% of households in departments overseas have suscribed a housing insurance contract for their main home …
Persistent link: https://www.econbiz.de/10011074319
industrial risks. Each chapter provides some elements of policies assessment and analyzes in particular links between insurance … and urbanism policies (Chapter 2), between insurance and collective prevention policies (Chapter 3), between insurance and …
Persistent link: https://www.econbiz.de/10011074658
The fuzzy set approach has progressively been introduced into many areas of organisational science in order to compensate for certain inadequacies in traditional tools. Indeed behaviourists and expected utility researchers have long been studying the role of ambiguity and vagueness in the human...
Persistent link: https://www.econbiz.de/10011071933