Le Supplément de revenu garanti (SRG) a largement contribué à la réduction de la pauvreté des personnes âgées au Canada, mais les futurs bénéficiaires du SRG atteignant leurs 64 ans devraient penser à deux fois avant de continuer de cotiser à un REER. Souvent, la meilleure solution...

La sécurité du revenu chez les personnes âgées au Canada est un défi en croissance pour les responsables des politiques. On assiste à un déclin significatif des retraites complémentaires (du secteur privé) et, dans les vingt dernières années, à un important changement de cap dans la...

The Guaranteed Income Supplement (GIS) has contributed significantly to the reduction of senior poverty in Canada, but prospective GIS recipients should think twice at age 64 about making an RRSP contribution. In many cases, the best move may even be withdrawing the whole RRSP. This is because...

The income security of retired Canadians has become an increasing challenge for Canadian policy makers. There has been a significant decline in the coverage of workplace pensions in the private sector and a dramatic shift in the structuring of private-sector pensions away from defined-benefit...

In this paper I estimate the magnitude of earnings losses faced by workers who are displaced when over the age of 50. This is potentially complicated by the self-selection of older individuals out of the labour force and into activities such as retirement, preventing observation of their...

The central objective of this study is to investigate the income sources and patterns of prime-age and older workers who suffer a layoff from steady employment. We focus on a set of cohorts who are deemed to have a high degree of attachment to the labour force preceding the event of an...

(English Abstract Follows) La manière dont le marché du travail s’ajuste au choc démographique est au centre des préoccupations des politiques du marché du travail. En effet, le vieillissement de la population pourrait affecter la capacité de l’économie à s’ajuster, non seulement...

As governments around the world struggle to reign in ballooning public deficits, one area that has been targeted for cost savings has been to increase the age of eligibility for retirement benefits. In Canada, the March 2012 federal budget announced plans to make a transition in the age of...

Canada and other countries are changing the age of public pension eligibility. A policy concern that arises is the welfare of those exiting the labour force before the age of pension eligibility. This paper addresses the welfare implications of early retirements by examining who isn’t...

Using 1977-1979, 1994-1996, and 2006-2008 data from the SCF and SLID, a decomposition analysis of senior poverty rates is conducted to determine whether changes in seniors’ characteristics, and changes in the extent to which characteristics affect senior’s likelihood of poverty,...