In this paper, we develop a model of law enforcement with the possibility of corruption between enforcers and potential offenders. We study how the violation rate changes with the level of the fine imposed on violations. We find, in contrast to the conventional wisdom, that the fine level that...

Le Supplément de revenu garanti (SRG) a largement contribué à la réduction de la pauvreté des personnes âgées au Canada, mais les futurs bénéficiaires du SRG atteignant leurs 64 ans devraient penser à deux fois avant de continuer de cotiser à un REER. Souvent, la meilleure solution...

Our topic is the receipt patterns of low-income support benefits in the form of the guaranteed income supplement (GIS) benefit amongst Canadians who are 65 and older. The GIS regime is the only means-tested public retirement benefit that is targeted to the group of retired individuals and...

La sécurité du revenu chez les personnes âgées au Canada est un défi en croissance pour les responsables des politiques. On assiste à un déclin significatif des retraites complémentaires (du secteur privé) et, dans les vingt dernières années, à un important changement de cap dans la...

The Guaranteed Income Supplement (GIS) has contributed significantly to the reduction of senior poverty in Canada, but prospective GIS recipients should think twice at age 64 about making an RRSP contribution. In many cases, the best move may even be withdrawing the whole RRSP. This is because...

The income security of retired Canadians has become an increasing challenge for Canadian policy makers. There has been a significant decline in the coverage of workplace pensions in the private sector and a dramatic shift in the structuring of private-sector pensions away from defined-benefit...

This paper explores impacts of recessions on private pensions and retirement savings in Canada. We estimate that the 2008-09 recession saw declines in average family wealth and retirement assets of 11% and 14% respectively. Average wealth recovered by the end of 2010, but retirement assets...

Le fait de ne parler ni anglais ni français constitue souvent un obstacle important pour un emploi et un revenu rémunérateurs au Canada et, selon une étude intitulée « Effets de la proximité linguistique sur l’assimilation professionnelle des immigrants hommes » (Rapport de...

This paper contributes to the analysis of the integration of immigrants in the Canadian labour market by focusing in two relatively new dimensions. We combine the large samples of the restricted version of the Canadian Census (1991-2006) with both a novel measure of linguistic proximity of the...

En Amérique du Nord, les étudiants dont les parents ont émigré obtiennent en général un meilleur niveau d’études que ceux dont les parents sont nés au Canada. En Europe, on constate l’inverse. Au Canada, les étudiants de parents immigrants (de 1re ou de 2e génération) suivent des...