as retirement, preventing observation of their potential earnings losses. Using data from the Survey of Labour and Income …

cost savings has been to increase the age of eligibility for retirement benefits. In Canada, the March 2012 federal budget … retirement age reforms in Europe have erupted in large-scale protests and civil disorder. Concern exists that those exiting the … labour market before statutory retirement ages may suffer hardship before they can access public pensions. A CLSRN study …

shown to be much more important. Overall, the results confirm the importance of retirement income policy for the structure …

-career measures of income, employment, and savings behaviour as early predictors of post-retirement incomes. …) How great is the average drop in the level of total income after retirement? (2) What is the composition of income in … retirement, and how does it change? and (3) What impact do mid-career income, employment, and locational characteristics have on …

research1 has estimated that 32% of near-seniors have made Registered Retirement Savings Plans (RRSP) contributions in error as … Income Supplement Recipients Who Have Mistakenly Saved in Registered Retirement Savings Plans and Registered Pension Plansâ … average wealth of Canadian families by 11% and average retirement assets by 14%. Without the subsequent recovery in prices …

poverty at the onset of retirement. Risks of longevity and widowhood are not fully insured. Private savings are subject to …€™s retirement income system in insuring against these risks. We focus on four types of risk: (i) the risk of low income at the onset … of retirement, (ii) longevity risk, (iii) business cycle risk, and (iv) decision-making risk. The research conducted by …

in retirement – whether from public or private pensions, savings or employment – is an important determinant of the … years. Meanwhile, life expectancies are continuing to rise, which implies that pensions and retirement income need to last … longer. Retirement income programs are also facing the retirement of 8 million baby boomers leaving the labour force over the …