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income and distance to the nearest financial institution positively influenced a household to join micro-credit group. On the … influenced household decision to join micro-credit groups. The level of household participation in micro-credit groups measured …Lack of access to credit is a key obstacle for economic development of transitional economies such as Kenya. The …
Persistent link: https://www.econbiz.de/10011258682
of credit markets and weakened the natural asset transformation function performed by financial intermediaries for …
Persistent link: https://www.econbiz.de/10009372586
Maturity transformation coupled with open foreign exchange positions expose financial intermediaries to unexpected changes in interest and exchange rates. This paper proposes to measure the degree of banks exposure to market risks by taking the variance of the total differential of the bank...
Persistent link: https://www.econbiz.de/10011183544
This study investigates the sensitivity of stock returns at the industry level to market, exchange rate and interest rate shocks in the four major European economies: France, Germany, Italy and the UK. In addition to exposure to the market, significant levels of exposure to both exchange rate...
Persistent link: https://www.econbiz.de/10005789806
In introducing Islamic banking in Malaysia, the basic strategy was to replicate the products/ services offered by conventional banks. The successful implementation of such a strategy has meant that Malaysia today has a truly dual banking system. Islamic banks in Malaysia not only have product...
Persistent link: https://www.econbiz.de/10005623345
This paper uses a multinomial probit model to analyze individuals' choice of banks based on the types of banking services they use, their own characteristics, and their own perceptions about important factors in banking. Previous studies on this topic, which are limited in number, concentrate on...
Persistent link: https://www.econbiz.de/10005835541
determine ease of access to hospital services in developing countries. The analysis is based on data from a household survey …
Persistent link: https://www.econbiz.de/10005836302
and generate thresholds, and some of the challenges. Using household survey data and empirical analysis from a range of …
Persistent link: https://www.econbiz.de/10011212958
Vietnam. Data used in this paper are from the most recent Vietnam Household Living Standard Surveys in 2004, 2006 and 2008. It …
Persistent link: https://www.econbiz.de/10011258181
minority households, including productive asset ownership, household durables ownership, and rice productivity. Positive … impacts were also recorded for agricultural income, household total income, and household per-capita income. A particularly …
Persistent link: https://www.econbiz.de/10011258878