institutions: inadequate management of credit risk and liberalization of excessive lending policies; inadequate capitalization of …

environments has resulted in the adoption of more flexible forms of regulation such as risk based regulation and responsive … in identifying and assessing risk, solutions aimed at countering problems of risk regulation, along with the problems … arising from different perceptions of risk will be addressed only briefly. …

investigates developments which have instigated the Basel Committee in developing advanced risk management techniques such as the … regulation which involves the risk management of internal risk within firms. This paper attempts to illustrate the extent to … research evidence, that given the difficulties attributed to the constantly evolving nature of risk and the need for regulators …

imposes detailed rules with which regulators supervise to one which consists of risk based regulatory strategies. ‘Enforced … between the command-and-control style of supervision and meta risk regulation in that firms are still required to regulate but … according to their own models. It differs from the traditional command-and-control style of bank supervision in that firms and …

development of technology also affects on the improvement of data bases which enable better assessment of credit risk to … customer data that enables better assessment of the credit risk. …