This paper deals with the phenomenon of risk-selection and its appearance in the german compulsory health insurance …

Prinzipien gelenkt, wie in Zukunft das Risikomanagement, die interne Banksteuerung und die Bankenaufsicht reformiert und auf die …

Competition can be an effective regulator of rates in property-casualty insurance markets. While many states have moved … of combining competitive forces with prior-approval regulation. This short note proposes a change to flex-rating so that …

The insurance industry, in its different business lines, concentrates 11 percent of the World financial assets. As in … all the remaining financial activities, it is object of comprehensive regulation of structure, conduct and performance … the recent financial crisis and its impact in the insurance industry, and to contribute to the debate on more/less market …

seemed to solve stagflation but only repressed it and resulted into the crisis since 2007. The return of regulation also … causes the return of stagflation: what was repressed before now is into the open again. Re-regulation is required indeed but …

Prior to the 2008 global credit crisis, some developments had occurred in the regulation of the insurance industry … industry focuses on its insurance business, the argument for specialized regulation and the continuity of a conservative and … worldwide. At different speeds, the world was heading toward a more risk-based solvency regulation and some convergence on …

This paper represents a contribution to the still meager literature on the impact of prudential regulation bank …