involved in lending decisions; namely, consumers, CEOs, and banks. The main characteristic of anxious periods is that the … bank-level data. We find that banks’ lending falls when consumers and banks are anxious, and this effect is more pronounced …. Subsequently, we study the lending behavior of US banks during the three distinct pools of anxious quarters from 1985-2010, using …

concentration and profitability even when the largest banks are excluded from the sample, suggesting that the relationship between … concentration and profitability may act in a generalised structural way. In addition to very large banks, large banks and small … banks also appear to benefit from concentration, but with no clear advantages to lower-middle-sized banks. Analysis of the …

of insider trading law and government ownership of banks. …

Using a sample of 291 banks from 35 OIC (Organization of Islamic Cooperation) member Muslim countries with 2078 bank … Standards (hereafter IFRS), and by the bank listing status. We argue that Islamic banks may exhibit lower signs of earning … management, as the Sharia’h Supervisory Boards (SSB hereafter) in Islamic banks may work as an additional tier into the …

regarding the financial management of local governments and on data from banks. Until 2011, the repayment of the bonds issued … managed by the banks. The comprehensive restructuring of the local government system as a whole and a further changing of debt …

banks. Although this new measure has good intentions it does not solve the problem of why highly liquid banking system in … problem is the willingness of banks to have more credit risk and the second problem is the way monetary policy is conducted in …

Competition intensification has deeply changed firms’ debt structure by increasing the number of banks from which they … are the characteristics of the pool’s main bank? How many banks must be included in the pool in order to make it more … efficient? How the relationships between the main bank and the secondary banks are organized? …