Showing 1 - 10 of 1,360
-based sources. However, this increasing diversification cannot be linked to better risk-adjusted performance in the Indian context …. Using multiple regression analysis, the impact of diversification and increasing share of fee-based income on profitability … and risk-adjusted profitability is questioned for all banks in India over the period 2005–2012. The article finds that the …
Persistent link: https://www.econbiz.de/10011266123
following indicators ie.: leverage, liquidity, capital ratio, asset quality and profitability are analyzed as a source of … systemic risk. These figures will be confronted with the average value obtained in the whole group of commercial banks in … Europe. It should help finding the answer to the question, whether the size of the institution generates higher systemic risk …
Persistent link: https://www.econbiz.de/10011107825
This paper examines the simultaneous relationship between bank capital and risk. A model is set up which assumes that … banks’ decisions regarding capital and risk are made endogenously in a dynamic pattern. A simultaneous equation system was … relationship between regulatory (equity) capital and risk which is positive (negative). However, a positive two-way relationship …
Persistent link: https://www.econbiz.de/10009151556
The paper examines the interaction between risk, capital and operating efficiency in a simultaneous equation setting …
Persistent link: https://www.econbiz.de/10005015610
Indian banking sector is passing through another crucial phase in its evolution with the Reserve Bank of India … proposing the formation of holding companies in banking groups. This paper offers an analytical discussion about the proposed … financial holding company (FHC) or banking holding company (BHC) that is claimed to offer considerable advantages as the banks …
Persistent link: https://www.econbiz.de/10011260764
are discussed. With risk averse financial intermediaries, excessive diversification is shown to be a problem. Financial … diversification patterns. …
Persistent link: https://www.econbiz.de/10009226830
degree of diversification. The performance of the banks is measured by the return on assets ratio (ROA) and the Risk Adjusted … that the level of diversification is not too high and recommend that they become concentrated on just one type of these …
Persistent link: https://www.econbiz.de/10008805473
This paper analyses the effects of concentration on profitability in the US banking sector from 1994-2005, using bank … relationship between concentration and profitability. Strong support is found for the Structure-Conduct-Performance hypothesis, as … and specifications, and to various measures of profitability and of concentration. Further analysis sheds light on the …
Persistent link: https://www.econbiz.de/10005835748
. This is the common banking system around the world. This study will analyze determinants of profitability in Islamic banks … ASEAN Islamic and conventional banks. The study of profitability will look at different banking characteristics such as …The profit and loss sharing system allows bank to share risk with client in Islamic banks. Moreover Islamic banks are …
Persistent link: https://www.econbiz.de/10011260361
financial freedom positively influences the profitability of Islamic banks operating in the MENA banking sectors. Interestingly …The study examines the impact of economic freedom on Islamic banks’ performance operating in the MENA banking sectors … profitable, while credit risk and expense preference behaviour seem to exert negative impact. The findings suggest that greater …
Persistent link: https://www.econbiz.de/10011260680