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Determinants of Student Choice of Undergraduate Major Field
Cebula, Richard; Lopes, Jerry - Volkswirtschaftliche Fakultät, … - 1981
This paper investigates the determinants of student choice of under­graduate major field. It argues that this choice depends on a variety of pecuniary and non-pecuniary factors. After allowing for the recent trends toward Accounting and Business Administration, the empirical results indicate...
Persistent link: https://www.econbiz.de/10011259027
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A profile of financially at-risk college students from an emerging market
Wesley, Mendes-Da-Silva; Wilson, Toshiro Nakamura; … - Volkswirtschaftliche Fakultät, … - 2011
This article deals with this issue in a relevant emerging market and in a pioneering manner. University students (n = 769), in São Paulo/Brazil, replied to a questionnaire about their credit card use habits. Using Logit models it was seen that there exist associations between personal...
Persistent link: https://www.econbiz.de/10009147712
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The relationship between objective and subjective wealth is moderated by financial control and mediated by money anxiety
Gasiorowska, Agata - Volkswirtschaftliche Fakultät, … - 2014
Prior research has showed that the subjective perception of objective wealth might be affected by various individual difference variables, such as one’s love of money, level of aspirations, and materialistic inclinations. This paper examines a model of subjective wealth that controls attitudes...
Persistent link: https://www.econbiz.de/10011108195
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The Small Firms Hypothesis and the Percent of U.S. Society without Health Insurance: An Investigation Using Alternative Means Tests
Cebula, Richard; Bopp, Anthony - Volkswirtschaftliche Fakultät, … - 2007
The objective of this study is to proffer and then empirically investigate for the U.S. what is being identified as the “small firms hypothesis,” i.e., a hypothesis that the greater the percentage of firms that are “small,” the greater the percentage of the population that will be...
Persistent link: https://www.econbiz.de/10011110042
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Does a change of occupation lead to higher earnings?
Liberda, Barbara; Peczkowski, Marek - Volkswirtschaftliche Fakultät, … - 2011
The aim of this paper is to identify how the mobility between different types of broadly defined occupation (hired work, self-employment in industry, services and agriculture or social security beneficiaries) changes personal income of individuals. We apply the Markov matrices to the panel data...
Persistent link: https://www.econbiz.de/10011113185
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Is the Theory of Planned Behaviour Valid for Islamic home financing?
Amin, Hanudin; Abdul-Rahman, Abdul-Rahim; Abdul-Razak, … - Volkswirtschaftliche Fakultät, … - 2009
Abstract This study is aimed at explaining factors influencing the intention amongst bank customers in selecting Islamic home financing that is musharakah mutanaqisah home financing. Drawing upon the theory of planned behaviour (the TPB), this study proposes a model to examine the effects of...
Persistent link: https://www.econbiz.de/10011113509
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The Relationship of Income And Money Attitudes To Subjective Assessment of Financial Situation
Gąsiorowska, Agata - Volkswirtschaftliche Fakultät, … - 2008
This paper examines a model of economic status satisfaction (money satisfaction) that controls attitudes toward money, income level and gender. Money attitudes were measured with SPP scale (Gąsiorowska, 2003), fully developed in Polish environment, and better adjusted to Polish conditions than...
Persistent link: https://www.econbiz.de/10008540991
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Household Need for Liquidity and the Credit Card Debt Puzzle
Telyukova, Irina A. - Volkswirtschaftliche Fakultät, … - 2007
In the 2001 U.S. Survey of Consumer Finances (SCF), 27% of households report simultaneously revolving significant credit card debt and holding sizeable amounts of liquid assets. These consumers report paying, on average, a 14% interest rate on their debt, while earning only 1 or 2% on their...
Persistent link: https://www.econbiz.de/10005105686
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Self-esteem and Individual Wealth
Chatterjee, Swarn; Finke, Michael; Harness, Nathaniel - Volkswirtschaftliche Fakultät, … - 2008
Self-esteem measures confidence in one’s abilities. Prior literature has shown that higher self-esteem can also affect individual financial decision making through an increased willingness to invest in risky assets and motivation to enhance self image through wealth accumulation. However,...
Persistent link: https://www.econbiz.de/10008694154
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Loan Refusal, Household Income and Savings in Ghana
Koomson, Isaac; Annim, Samuel Kobina; Peprah, James Atta - Volkswirtschaftliche Fakultät, … - 2014
problem. This study analyses the effect of household income and savings on loan refusal and the intensity of loan refusal in … income and savings inversely relate to loan refusal and the intensity of loan refusal at their respective significance levels …. It is also shown that low-income and low-savings households are more likely to be discouraged from loan applications than …
Persistent link: https://www.econbiz.de/10011110329