collected to investigate the burden each worker will have to bear in the future in order to finance pension and health care …

proposal is presented: The Welfare Funds. Long-term investors offering both pension and health care benefist, and connected …

DURING THE PAST half century, retirement income security in the United States has been based on a combination of social … security, employer sponsored pensions, and households’ own saving. Social security was intended to provide a retirement income … base. Pensions generated additional retirement income. Households’ own saving supplemented these sources. In many ways this …

This article surveys the relationship between public and private pension provision in the countries of the Organisation … of pension reforms. The overall effect of these reforms has in many cases been to reduce public pension promises, often … to guarantee adequate future retirement incomes. …

unrealistic expectations of their retirement incomes. But apathy and indifference to pension planning (and personal finances in … the pension system and specific data on their own pension entitlements are lacking. Many people, as a result, might have … general) form a large barrier to improving people’s knowledge of the pension system and how it affects them. This paper looks …

While personal-pension mis-selling dominated the headlines, just as costly was the over-compensation offered to younger …

The article presents the initial proposal for the group risk measurement based on the comparison of two interconnected … sets of webs. The risk scalar has been presented both for each separated subsidiary as well as for the group itself. It was … shown the risk profile of the group could be aggregated into a single value, and some consequences of that attribute was …