This paper explores the influences of the approved results of loans cases, the loan applicants’ socioeconomic attributes in the decision of perusal loan. The results can improve the credit quality and avoid the misjudgment of screening personal loan customers and also establish a better...

This paper provides an overview of the credit provision in the Czech Republic at the beginning of the transition period. We show the economic forces leading to the creation of specialized government credit guarantee institution. While we provide a brief overview of different credit support...

Este trabalho discute que critérios (rawlsianos, dotações de factores ou utilitaristas) predominam no articulado da Lei das Finanças Locais de Portugal desde finais da década de 1970. Conclui advogando que predominam critérios de natureza utilitarista através das estimações conseguidas...

The paper examines marketing patterns when interest and storage loss rates are greater in rural zones, representing informal sector storage usually on-farm, than in urban zones, representing formal sector storage off-farm. Empirical results indicate that divergences in interest and storage loss...

In response to a request from the California Debt and Investment Advisory Commission, we propose a model to estimate default probabilities for bonds issued by cities. The model can be used with financial data available in Comprehensive Annual Financial Reports that cities are required to...

Migration is an important component of contemporary society. Leaving the homeland for a better life and a well paid job is currently the most dynamic form of working population movement. For the host countries migration provides experienced cheap workforce capable of high performance. But the...

This paper considers whether Texas should serve as the economic policy model for Oklahoma, particularly in terms of reducing or eliminating the state income tax. I compare Oklahoma’s recent economic performance to that of Texas and other adjacent states. Comparisons are made at both the state...

Abstract The financial market is a subset of assets market. Its efficiency is very important for economic development, functioning as a screening institution for investments. The property sector is another group, comprising urban land. Urbanization is unavoidable, but very important for...

This paper presents a conceptual analysis of terms belonging to the semantic field of state restructuring. The analysis aims to critically reviewing different terms focusing the attention both to the definitional and to the measurement sides. Different “types of decentralisation” are...

This paper investigates the issue of political feasibility of a road pricing policies (RPP). Referring to a literature developed in international trade theory (Fernandez and Rodrick, 1991), this paper presents a model regarding the role and relevance of individual specific uncertainty in...