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Skrócona wersja Skali Postaw Wobec Pieniędzy SPP-25. Dobór pozycji i walidacja narzędzia

Gasiorowska, Agata - Volkswirtschaftliche Fakultät, … - 2013

Money Attitude Questionnaire is an original, Polish scale measuring cognitive, emotional and behavioral aspects of attitudes towards money. Because of its considerable length, in this paper I present a new, short version of this scale. The items were selected on the basis of factor loading and...

Persistent link: https://www.econbiz.de/10011260299

Individual wealth accumulation: Why does dining together as a family matter?

Chatterjee, Swarn; Palmer, Lance; Goetz, Joseph - Volkswirtschaftliche Fakultät, … - 2010

This study uses data from the Panel Study of Income Dynamics to examine whether self-regulation, proxied by regularly dining together with family, is associated with better financial preparedness and greater wealth accumulation across time among households. Findings reveal that individuals who...

Persistent link: https://www.econbiz.de/10008695094

A new financial metric for the art market

Charlin, Ventura; Cifuentes, Arturo - Volkswirtschaftliche Fakultät, … - 2013

This paper introduces a new financial metric for the art market. The metric, which we call Artistic Power Value (APV), is based on the price per unit of area (dollars per square centimeter) and is applicable to two-dimensional art objects such as paintings. In addition to its intuitive appeal...

Persistent link: https://www.econbiz.de/10011258270

Analysis of deviance in household financial portfolio choice: evidence from Spain

Muñoz, Callado; Jose, Francisco; González Chapela, Jorge - Volkswirtschaftliche Fakultät, … - 2014

We analyze empirically the household financial portfolio allocation decision using a variance decomposition technique … that takes into account the constrained, non-normal nature of household portfolio allocation observations. We apply the … technique to a relatively wide collection of financial assets. Results show that the main factors underlying household financial …

Persistent link: https://www.econbiz.de/10011109456

Choosing a retirement income strategy: a new evaluation framework

Pfau, Wade Donald - Volkswirtschaftliche Fakultät, … - 2012

This article presents the initial stages of a new evaluation framework for choosing among retirement income strategies. The investigation includes eight retirement income strategies: constant inflation-adjusted withdrawal amounts, a constant withdrawal percentage of remaining assets, a...

Persistent link: https://www.econbiz.de/10011257979

An international perspective on “safe” savings rates for retirement

Pfau, Wade Donald; Kariastanto, Bayu - Volkswirtschaftliche Fakultät, … - 2012

This article simulates the savings rates required to meet retirement income goals in the worst-case scenario from overlapping historical periods for savers in 19 developed market countries. In the baseline, workers save for 30 years to replace 50 percent of their pre-retirement net income with...

Persistent link: https://www.econbiz.de/10011260776

Inequalities in the Financial Inclusion in Sri Lanka: An Assessment of the Functional Financial Literacy

Heenkkenda, Shirantha - Volkswirtschaftliche Fakultät, … - 2014

This paper explores the existing pattern and the levels of disparity of the functional financial literacy in the Sri Lankan context. The study, mainly using quantitative data, selected the sample representing the three main settlement types: urban, rural and estate sector using multi-stage...

Persistent link: https://www.econbiz.de/10011113071

Endogenous financial literacy, saving and stock market participation

Spataro, Luca; Corsini, Lorenzo - Volkswirtschaftliche Fakultät, … - 2013

There is a consolidated empirical literature providing evidence of the fact that financial literacy, human capital, savings and stock market participation are interconnected decisions. However, to the best of our knowledge, a theoretical explanation of such connections is missing. In this paper...

Persistent link: https://www.econbiz.de/10011113360

Withdrawal Rates, Savings Rates, and Valuation-Based Asset Allocation

Pfau, Wade Donald - Volkswirtschaftliche Fakultät, … - 2011

While most everyone would agree that valuations matter, the question remains as to whether clients with a long-term outlook (such as those planning for retirement) can hope to act successfully on information about valuations. This article provides favorable evidence based on the historical...

Persistent link: https://www.econbiz.de/10009370846

The Demand for Enhanced Annuities

Schuhmacher, Petra - Volkswirtschaftliche Fakultät, … - 2008

In enhanced annuities, the annuity payment depends on one's state of health at some contracted date while in "standard annuities", it does not. The focus of this paper is on an annuity market where "standard" and enhanced annuities areoffered simultaneously. When all insured know equally well on...

Persistent link: https://www.econbiz.de/10005649757