Amidst the financial crisis and changes in the labour market, retirement savings plans are subject to greater scrutiny …. The retirement income system in Canada stands on both public and private retirement savings plans. This article describes … the coverage of Canadian workers by private retirement savings plans. Using cross-sectional tax data from the T1 Family …

intertemporal substitution drives increases in saving following eligibility. In response to eligibility, IRA assets increase …

This study examines retirement plan participation and savings behavior for American public and private sector employees … diversified portfolio within the retirement plans. The findings of this study indicate that the population’s plan participation … sector employees who participate in defined contribution plans hold lower amounts within their retirement accounts. The …

The object of this paper is to examine the impact of type of pension scheme on retirement behaviour. The well … persistent unemployment, especially in Europe — and a supply effect — pension benefits and the value of other savings have … retirement behaviour. The paper presents a model of a simple (defined contribution) pension plan and looks at the optimal …

demography persists, benefit promises are out of line with contribution rates and retirement ages. This book puts forward a …

to business closure, redundancy, dismissal, early retirement, etc.), marital status (married/widowed) and health status … cessation) has a significant effect only for Belgium and the Netherlands. However, the impact of this reason on the retirement …

their populations and re-balance retirement income provision to keep it adequate and ensure that the retirement income … countries be able to pay for the promises they are making? There are no simple answers to these questions. National retirement …-income systems are complex and pension benefits depend on a wide range of factors. Differences in retirement ages, benefit …

transfers rather than those at retirement and by looking into the interaction between entitlements and labour participation …

just those at the point of retirement, this approach can provide additional insights on the efficacy of pension systems in … individuals above the 60% relative poverty threshold throughout retirement. Our simulations suggest that the gradual negative … lengthening of the time spent in receipt of retirement benefits. The consumption smoothing function of state pensions has declined …