Lao People's Democratic Republic (PDR) is making effort to integrate itself into the regional and international economy. It is seeking membership in the World Trade Organization (WTO); participating in the Association of Southeast Asian Nations (ASEAN); the ASEAN free trade agreement (AFTA), and...

This note provides: (1) an overview of new manifestations of consumer risks that are significant and cross-cutting across four key fintech products: digital microcredit, P2PL, investment-based crowdfunding, and e-money; and (2) examples of emerging regulatory approaches to target such risks....

Financial consumer protection sets clear rules of conduct for financial firms regarding their retail customers. It aims to ensure that consumers: 1) receive information to allow them to make informed decisions, 2) are not subject to unfair or deceptive practices, and 3) have access to recourse...