transparency and accountability in government and industry alike. "--World Bank web site … supervision in every country in the world. The paper concludes by identifying reforms that would improve incentives by increasing …

multiple banking and number of relationships hold for only one type of state-owned bank. "--World Bank web site …"The authors formulate and test hypotheses about the role of bank ownership types-foreign, state-owned, and private … hypotheses with regard to foreign banks. These banks tend to serve as the main bank for transparent firms, and firms with foreign …

conducive to crisis can also be associated with more unequal societies."--World Bank web site …

in banking"--World Bank web site …

strengthen countries' financial systems"--World Bank web site … governments around the world as monitors of their self-owned banks. Countries should build on this potential for market discipline … the Finance Team, Development Research Group - is part of a larger effort in the Bank to provide research on what works to …