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This note provides: (1) an overview of new manifestations of consumer risks that are significant and cross-cutting across four key fintech products: digital microcredit, P2PL, investment-based crowdfunding, and e-money; and (2) examples of emerging regulatory approaches to target such risks....
Persistent link: https://www.econbiz.de/10013254876
"While there is a great deal of anecdotal evidence on the economic effects of adverse health shocks, there is relatively little hard empirical evidence. The author builds on recent empirical work to explore in the context of postreform Vietnam two related issues: (1) how far household income and...
Persistent link: https://www.econbiz.de/10010522556
Lao People's Democratic Republic (PDR) is making effort to integrate itself into the regional and international economy. It is seeking membership in the World Trade Organization (WTO); participating in the Association of Southeast Asian Nations (ASEAN); the ASEAN free trade agreement (AFTA), and...
Persistent link: https://www.econbiz.de/10012550815
to ensure that consumers: 1) receive information to allow them to make informed decisions, 2) are not subject to unfair … initiatives are aimed at giving consumers the knowledge and skills to understand the risks and rewards of using financial products …, combined with programs of financial education for consumers, will increase consumer trust in financial markets and will support …
Persistent link: https://www.econbiz.de/10012248009
The Mongolian economy has grown very rapidly following the discovery of significant mineral deposits. Large investments in the mining sector have led to increased capital inflows, resulting in cheap external funding for banks and rapid credit expansion. Loans to households increased at the...
Persistent link: https://www.econbiz.de/10012248106
The consumer financial services sector in South Africa is among the most sophisticated in the world, yet nearly 40 percent of the population, especially blacks, use no formal financial services. The now ubiquitous mobile phones are dramatically changing the landscape of digital financial...
Persistent link: https://www.econbiz.de/10012248107
sector among investors and consumers. This World Bank's diagnostic review, conducted in support of the program, is presented …
Persistent link: https://www.econbiz.de/10012248114
sector among investors and consumers. This World Bank's diagnostic review, conducted in support of the program, is presented …
Persistent link: https://www.econbiz.de/10012248115
2008 survey found that Russian consumers had low levels of financial literacy and lacked awareness of their rights as … financial consumers. Three-quarters of the survey's respondents said they would like to receive financial education in order to …
Persistent link: https://www.econbiz.de/10012248124
The consumer financial services sector in South Africa is among the most sophisticated in the world, yet nearly 40 percent of the population, especially blacks, use no formal financial services. The now ubiquitous mobile phones are dramatically changing the landscape of digital financial...
Persistent link: https://www.econbiz.de/10012248131