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The Little Data Book on Financial Inclusion 2012 is a pocket edition of the Global Financial Inclusion Index (Global Findex) database providing country-level indicators on the use of formal bank accounts, payments behavior, savings patterns, credit patterns, and insurance decisions. It provides...
Persistent link: https://www.econbiz.de/10011393736
" The objective of this paper is to analyze the industry structure of banking services in Brazil in order to shed light … designing public policy for the banking sector. In particular, retail banking is found to be less sensitive to price competition … and to exhibit considerably higher returns than corporate banking. The authors identify and discuss the factors underlying …
Persistent link: https://www.econbiz.de/10011394103
. Overall, banking strategies that rely prominently on generating non-interest income or attracting non-deposit funding are very … risky, which is consistent with the demise of the U.S. investment banking sector. "--World Bank web site …
Persistent link: https://www.econbiz.de/10011394131
"This paper studies the factors banks perceive as drivers and obstacles to financing small and medium enterprises (SMEs), focusing on the role of competition and the institutional framework. Using a survey of banks in Argentina and Chile, the paper shows that, despite alleged differences in the...
Persistent link: https://www.econbiz.de/10010520971
"The intensity of recent turbulence in financial markets has surprised nearly everyone. This paper searches out the root causes of the crisis, distinguishing them from scapegoating explanations that have been used in policy circles to divert attention from the underlying breakdown of incentives....
Persistent link: https://www.econbiz.de/10010521003
"Under the traditional "competition-fragility" view, more bank competition erodes market power, decreases profit margins, and results in reduced franchise value that encourages bank risk taking. Under the alternative "competition-stability" view, more market power in the loan market may result...
Persistent link: https://www.econbiz.de/10010521063
Persistent link: https://www.econbiz.de/10010521464
domestic banks-in banking relationships, using data from India. The empirical results are consistent with all of their … main banks are most likely to have multiple banking relationships, have the most relationships, and diversify relationships … multiple banking and number of relationships hold for only one type of state-owned bank. "--World Bank web site …
Persistent link: https://www.econbiz.de/10010522198
Persistent link: https://www.econbiz.de/10010522325
"The authors (1) present new indicators of banking sector penetration across 99 countries based on a survey of bank … regulatory authorities, (2) show that these indicators predict household and firm use of banking services, (3) explore the … countries, and (4) relate these banking outreach indicators to measures of firms' financing constraints. In particular, they …
Persistent link: https://www.econbiz.de/10010522446