arise constantly. With them, however, appear old and new risks, from the possibility of job loss and disease to the … potential for social unrest and environmental damage. If ignored, these risks can turn into crises that reverse hard-won gains … but to prepare for the opportunities and risks that change entails. Managing risks responsibly and effectively has the …

appropriate tools to mitigate risks to their income, identifying gaps in coverage and where instruments are missing. As well, the … health insurance system - are generally appropriately designed to match the nature of the risks they are intended to cover …