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"Powell, Mylenko, Miller, and Majnoni analyze how data in public credit registries can be used both to strengthen bank supervision and to improve the quality of credit analysis by financial institutions. Empirical tests using public credit registry (PCR) data were performed in collaboration with...
Persistent link: https://www.econbiz.de/10010522892
"This paper examines the ways in which lower-income households obtain basic financial services in urban communities in Mexico and the United States. And it discusses the efforts that private sector and government organizations are making to lower the cost or improve the quality of those...
Persistent link: https://www.econbiz.de/10010522225
Persistent link: https://www.econbiz.de/10010523584
Persistent link: https://www.econbiz.de/10001941978
Small-and Medium-Sized Enterprises (SMEs) represent an important part of the Colombian economy, although they are not well documented in official statistics. In particular, there does not exist sufficient periodic data as to their characteristics, evolution, or overall contribution to the...
Persistent link: https://www.econbiz.de/10012553305
alternative data, tokenized assets, and electronic invoicing. Market enablers such as e-commerce and open banking, and the …
Persistent link: https://www.econbiz.de/10013254878
; business credit cards; various types of payment services; Internet and phone banking. The report is organized as follows …: section two describes the banking sector and markets in Serbia, reviews definition of SMEs and provides key characteristics of …
Persistent link: https://www.econbiz.de/10012557740
The Little Data Book on Financial Inclusion 2012 is a pocket edition of the Global Financial Inclusion Index (Global Findex) database providing country-level indicators on the use of formal bank accounts, payments behavior, savings patterns, credit patterns, and insurance decisions. It provides...
Persistent link: https://www.econbiz.de/10011393736
" The objective of this paper is to analyze the industry structure of banking services in Brazil in order to shed light … designing public policy for the banking sector. In particular, retail banking is found to be less sensitive to price competition … and to exhibit considerably higher returns than corporate banking. The authors identify and discuss the factors underlying …
Persistent link: https://www.econbiz.de/10011394103