"Powell, Mylenko, Miller, and Majnoni analyze how data in public credit registries can be used both to strengthen bank … supervision and to improve the quality of credit analysis by financial institutions. Empirical tests using public credit registry … empirical tests confirm the value of the data for credit risk evaluation and provide insights regarding its use in supervision …

"The aim of this paper is to understand the mechanism underlying access to credit. Gine focuses on two important … aspects of rural credit markets in Thailand. First, moneylenders and other informal lenders coexist with formal lending … presumably face sizable transaction costs obtaining external credit. The author develops and estimates a model based on limited …

"Microfinance has been heralded as an effective way to address imperfections in credit markets. But from a theoretical … perspective, the success of microfinance contracts has puzzling elements. In particular, the group-based mechanisms often employed … different games that allow them to unpack microfinance mechanisms in a systematic way. They find that risk-taking broadly …

"Access to transfers and credit, whether cash or in-kind, is a major source of poverty alleviation and income … generation in many developing countries around the world. Women may especially benefit from transfers and credit in countries …. Their analysis uses unique data on the credit and transfer behaviors of 1,800 households in rural Bangladesh. The authors …

loans and extremely high credit risk, with significant differences between the CFA and non-CFA countries, and substantially …