"Powell, Mylenko, Miller, and Majnoni analyze how data in public credit registries can be used both to strengthen bank …, including in calculations of credit risk for capital and provisioning requirements, or as a check on a bank's internal ratings … supervision and to improve the quality of credit analysis by financial institutions. Empirical tests using public credit registry …

access to credit"--World Bank web site …"The aim of this paper is to understand the mechanism underlying access to credit. Gine focuses on two important … aspects of rural credit markets in Thailand. First, moneylenders and other informal lenders coexist with formal lending …

the bank credit crunch. The results are consistent with the "redistribution view" of trade credit provision, in which bank …"The authors study the effect of financial crises on trade credit in a sample of 890 firms in six emerging economies …. They find that although provision of trade credit increases right after the crisis, it consequently collapses in the …

different fintech solutions address these barriers. The fintech solutions analyzed include digital credit, asset-based lending …, and equity products. Also examined are innovative products such as digital payments, credit risk assessment using … highlighted. Section four analyzes how the providers of these fintech solutions for SMEs impact traditional banks, financial …

loans and extremely high credit risk, with significant differences between the CFA and non-CFA countries, and substantially …-based prediction models. "--World Bank web site …

, excessive reliance on short-term bills held by commercial banks, a strong preference of households to save in bank deposits, and …-term Treasury bills, held by captive banks, to a liquid market with long-term instruments held, and actively traded, by long … market development"--World Bank web site …