"The authors study the effect of financial crises on trade credit in a sample of 890 firms in six emerging economies …. They find that although provision of trade credit increases right after the crisis, it consequently collapses in the … short-term debt and low cash stocks and cash flows) are more likely to reduce trade credit provided to their customers. This …

majority of firms in the dataset are privately owned, young, micro or small and medium enterprise (SME) firms concentrated in … leverage ratios (both short term and long term), including higher use of trade credit. There is also a negative influence of … in environments with greater asymmetric information (such as weaker credit information) firms prefer to use internal or …

on SME credit availability. Financial structures include the presence of different financial institution types and the …"The authors propose a more complete conceptual framework for analysis of credit availability for small and medium … financial structures affect credit availability. They emphasize a causal chain from policy to financial structures which affect …

study concludes that: (i) one way to effectively address Peruvian SMEs credit constraints, particularly with respect to …

agriculture; however, the limited scope of their operations still leaves a potentially large unmet demand for credit in … optimum impact on sustainable credit growth will be focused on (i) improving the quality, breadth, and depth of financial … intermediation, (ii) growth and development of credit unions and microfinance institutions, and (iii) facilitate the development of …

frictions that SMEs face to access finance. Section three explores how digitization is an enabler for SME finance and how … different fintech solutions address these barriers. The fintech solutions analyzed include digital credit, asset-based lending …, and equity products. Also examined are innovative products such as digital payments, credit risk assessment using …