-cutting across four key fintech products: digital microcredit, P2PL, investment-based crowdfunding, and e-money; and (2) examples of … Research Paper titled Consumer Risks in Fintech, New Manifestations of Consumer Risks and Emerging Regulatory Approaches. The … research paper delves more deeply into each of the four key fintech products and their associated risks. The appendix provides …

Open banking schemes provide consumers with more choice and new financial products and services through the use of … how to implement consumer consent protocols to access bank account data under open banking scenarios …

paper describes how digital innovation affects these key economic frictions in finance and alters the financial services …This note examines the implications of digital innovation for market structure and attendant policies, including … look at what the economic theory of banking and financial intermediation can tell us about how technology may drive …

supervision policy frameworks. Fintech encompasses new financial digital products and services enabled by new technologies and …Fintech is transforming the global financial landscape. It is creating new opportunities to advance financial inclusion … policies. Although technology has long played a key role in finance, recent fintech developments are generating disruptive …

different fintech solutions address these barriers. The fintech solutions analyzed include digital credit, asset-based lending … alternative data, tokenized assets, and electronic invoicing. Market enablers such as e-commerce and open banking, and the … highlighted. Section four analyzes how the providers of these fintech solutions for SMEs impact traditional banks, financial …

about 128,000 adults in 123 economies, offers a lens into how people accessed and used financial services during the COVID …-19 pandemic, when mobility restrictions and health policies drove increased demand for digital services of all kinds …

. Overall, banking strategies that rely prominently on generating non-interest income or attracting non-deposit funding are very … risky, which is consistent with the demise of the U.S. investment banking sector. "--World Bank web site …