"This paper studies the factors banks perceive as drivers and obstacles to financing small and medium enterprises (SMEs … business, SMEs have become a strategic segment for most banks in both countries. In particular, banks have begun to target SMEs … obstacles present in each country and to compete for SMEs. Banks' interest in SMEs is not based on government programs, yet …

majority of firms in the dataset are privately owned, young, micro or small and medium enterprise (SME) firms concentrated in … leverage ratios (both short term and long term), including higher use of trade credit. There is also a negative influence of … in environments with greater asymmetric information (such as weaker credit information) firms prefer to use internal or …

on SME credit availability. Financial structures include the presence of different financial institution types and the …"The authors propose a more complete conceptual framework for analysis of credit availability for small and medium … enterprises (SMEs). In this framework, lending technologies are the key conduit through which government policies and national …

study concludes that: (i) one way to effectively address Peruvian SMEs credit constraints, particularly with respect to … Enterprises (SMEs). This document reviews how structured financial products can provide an alternative channel for SMEs to access …

agriculture; however, the limited scope of their operations still leaves a potentially large unmet demand for credit in … optimum impact on sustainable credit growth will be focused on (i) improving the quality, breadth, and depth of financial … intermediation, (ii) growth and development of credit unions and microfinance institutions, and (iii) facilitate the development of …

frictions that SMEs face to access finance. Section three explores how digitization is an enabler for SME finance and how … highlighted. Section four analyzes how the providers of these fintech solutions for SMEs impact traditional banks, financial … different fintech solutions address these barriers. The fintech solutions analyzed include digital credit, asset-based lending …

Small and Medium Enterprises (SMEs) play a major role in economic development, particularly in emerging countries, but … access to finance remains a key constraint to SME. In the light of the new understanding of the SME finance challenges that … order to achieve a global scale-up of SME access to financial services in the developing world. The G-20 FIEG SME Finance …