" The objective of this paper is to analyze the industry structure of banking services in Brazil in order to shed light … revenues, costs, and risks in each market segment, and conclude with policy implications. "--World Bank web site …

obtain measures of bank level productivity by employing the techniques due to Levinsohn and Petrin (2003). They then relate … such measures to a set of bank characteristics. Their main results indicate that state-owned banks are less productive than … their private peers, and that privatization has increased productivity. "--World Bank web site …

Understanding the industry structure of banking services in Brazil is an important task both for the financial …