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Fintech and the Digital Transformation of Financial Services : Implications for Market Structure and Public Policy
World Bank - 2022
This note examines the implications of digital innovation for market structure and attendant policies, including financial and competition regulation. There have been several surveys of regulatory responses. This note takes a step back, to look at what the economic theory of banking and...
Persistent link: https://www.econbiz.de/10013254873
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The Role of Digital in the COVID-19 Social Assistance Response
World Bank - 2022
The COVID-19 pandemic resulted in vast numbers of people in need of social assistance, many of whom were not previously covered by social safety nets. To meet this unprecedented level of need, governments quickly scaled social assistance reaching over 1.7 billion people in low- and middle income...
Persistent link: https://www.econbiz.de/10013545025
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Regulation and Supervision of Fintech : Considerations for EMDE Policymakers
World Bank - 2022
Fintech is transforming the global financial landscape. It is creating new opportunities to advance financial inclusion and development in Emerging Markets and Developing Economies (EMDEs), but also presents risks that require updated supervision policy frameworks. Fintech encompasses new...
Persistent link: https://www.econbiz.de/10013254875
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Financial Consumer Protection and Fintech : An Overview of New Manifestations of Consumer Risks and Emerging Regulatory Approaches
World Bank - 2022
This note provides: (1) an overview of new manifestations of consumer risks that are significant and cross-cutting across four key fintech products: digital microcredit, P2PL, investment-based crowdfunding, and e-money; and (2) examples of emerging regulatory approaches to target such risks....
Persistent link: https://www.econbiz.de/10013254876
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Fintech and SME Finance : Expanding Responsible Access
International Finance Corporation; World Bank - 2022
frictions that SMEs face to access finance. Section three explores how digitization is an enabler for SME finance and how … digitization of business processes, which contribute to addressing the barriers and frictions to SME access to finance, are also …
Persistent link: https://www.econbiz.de/10013254878
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Digital Identification Mexico
World Bank - 2022
Authorities in Mexico are seeking solutions to the complex task of improving efficiency in the financial and government sectors when identifying individuals and legal entities, while balancing other public-policy objectives, such as governance, technological neutrality, safety, privacy, and...
Persistent link: https://www.econbiz.de/10013254759
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Digital and Telecom : Myanmar Infrastructure Monitoring
World Bank - 2022
Myanmar has experienced a series of total and partial internet shutdowns since the military coup in February 2021. These restrictions have varied in intensity across the country and over time, ranging from the complete shutdown of all wireless broadband services and nightly shutdowns of fixed...
Persistent link: https://www.econbiz.de/10013254865
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Digital Hotspots
World Bank - 2023
Currently, about ten percent of the global population lives in economies affected by Fragility, Conflict, and Violence (FCV). Climate change, rising inequality, demographic change, sovereign debt and other global trends render fragility increasingly more complex. In recent years, it has become...
Persistent link: https://www.econbiz.de/10014579663
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Providing Financial Services in Rural Areas : A Fresh Look at Financial Cooperatives
World Bank - 2012
This report demonstrates that financial cooperatives can be sustainable providers of financial services in rural areas and development assistance needs to consider supporting them as a means to enhance access to rural finance. It does not suggest that financial cooperatives are the only...
Persistent link: https://www.econbiz.de/10012553110
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Increasing Revenues for India Post through Expanding Channeling of Financial Services
World Bank - 2013
This report analyzes possibilities for increasing revenues for India Post through expanding channeling of financial …, and constitutes an important mechanism of achieving transportation and communication. Within India Post, the Post Office … base, India Post requires evaluating the introduction of a wide range of products and services in the financial services …
Persistent link: https://www.econbiz.de/10012557595