" The objective of this paper is to analyze the industry structure of banking services in Brazil in order to shed light … designing public policy for the banking sector. In particular, retail banking is found to be less sensitive to price competition … and to exhibit considerably higher returns than corporate banking. The authors identify and discuss the factors underlying …

transparency and accountability in government and industry alike. "--World Bank web site …

"Under the traditional "competition-fragility" view, more bank competition erodes market power, decreases profit … margins, and results in reduced franchise value that encourages bank risk taking. Under the alternative "competition …-stability" view, more market power in the loan market may result in greater bank risk as the higher interest rates charged to loan …

multiple banking and number of relationships hold for only one type of state-owned bank. "--World Bank web site …"The authors formulate and test hypotheses about the role of bank ownership types-foreign, state-owned, and private … domestic banks-in banking relationships, using data from India. The empirical results are consistent with all of their …

"Over the past decade, the Brazilian banking industry has undergone major and deep transformations with several … purpose of this paper is to evaluate the impacts of these changes in banking on total factor productivity. The authors first … obtain measures of bank level productivity by employing the techniques due to Levinsohn and Petrin (2003). They then relate …

"An apparent temporary narrowing of income inequality has been observed during several recent banking crises. But it … conducive to crisis can also be associated with more unequal societies."--World Bank web site …

bank performance. They argue that it is important to include indicators of all the relevant governance effects in the same … likely due to placing nonperforming loans into residual entities, leaving "good" privatized banks."--World Bank web site …

--is part of a larger effort in the group to study the effects of bank privatization in developing countries"--World Bank web …