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Central Bank Digital Currency : A Payments Perspective
World Bank - 2021
Payment and settlement systems and services have become vital components of the economic life of contemporary societies. Over the last decades, they have gone through several waves of reforms that have changed the landscape of the national payments system (NPS) in virtually every country in the...
Persistent link: https://www.econbiz.de/10013255449
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Korea Blockchain Ecosystem
World Bank - 2021
exploration and adoption of emerging technologies like blockchain, AI, edge-computing, internet of things (IoT), 5G, etc. Korea … blockchain ecosystem is the first of the series and provides a short description of the blockchain technology and its potential … for solving development challenges and key highlights of the Korea blockchain ecosystem. Blockchain is a decentralized …
Persistent link: https://www.econbiz.de/10014578734
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Central Bank Digital Currencies for Cross-border Payments : A Review of Current Experiments and Ideas
World Bank - 2021
Over the years, the demand for seamless and inexpensive cross-border payments has grown in parallel with growth in international e-commerce, remittances and tourism. Yet, cross-border payments have not kept pace with the intensive modernization that has characterized domestic payment services...
Persistent link: https://www.econbiz.de/10013255447
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Central Bank Digital Currency : Background Technical Note
World Bank - 2021
In recent years, due to innovations in technology, the concept of digital currency has emerged out of the desire of some private entities to replicate specific properties of cash in the digital space. Digital currencies have been issued in various electronic formats and value propositions, and...
Persistent link: https://www.econbiz.de/10013255448
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From Remittances to M-Payments
World Bank - 2012
Retail payment systems play an important role in the smooth functioning of any economy, and thus any inefficiency in the retail payments market can send negative effects cascading throughout the financial realm. The World Bank Global Payment Systems Survey 2010 has shown that inefficiencies...
Persistent link: https://www.econbiz.de/10012564762
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Innovation in Payments : Opportunities and Challenges for EMDEs
International Monetary Fund; World Bank - 2022
The global economy is undergoing a rapid digital transformation that is changing many conventional notions about our behavior and preferences. This includes the way in which we, as consumers, as businesses, or in interactions with government, seek out goods and services and pay for them or how...
Persistent link: https://www.econbiz.de/10013254877
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Retail Payment Costs and Savings in Kosovo
Central Bank of Kosovo (CBK); World Bank - 2022
This report is based on a study of the costs of retail payments in Kosovo, using a methodology (A Practical Guide for Measuring Retail Payment Costs) developed by the World Bank's Payment System Development Group (PSDG), part of the Finance, Competitiveness, and Innovation Global Practice. The...
Persistent link: https://www.econbiz.de/10013254962
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Fintech and the Digital Transformation of Financial Services : Implications for Market Structure and Public Policy
World Bank - 2022
structure, lead to insights for policy makers on how to harness the benefits of fintech, while mitigating some of the risks …
Persistent link: https://www.econbiz.de/10013254873
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Regulation and Supervision of Fintech : Considerations for EMDE Policymakers
World Bank - 2022
Fintech is transforming the global financial landscape. It is creating new opportunities to advance financial inclusion … supervision policy frameworks. Fintech encompasses new financial digital products and services enabled by new technologies and … policies. Although technology has long played a key role in finance, recent fintech developments are generating disruptive …
Persistent link: https://www.econbiz.de/10013254875
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Financial Consumer Protection and Fintech : An Overview of New Manifestations of Consumer Risks and Emerging Regulatory Approaches
World Bank - 2022
-cutting across four key fintech products: digital microcredit, P2PL, investment-based crowdfunding, and e-money; and (2) examples of … Research Paper titled Consumer Risks in Fintech, New Manifestations of Consumer Risks and Emerging Regulatory Approaches. The … research paper delves more deeply into each of the four key fintech products and their associated risks. The appendix provides …
Persistent link: https://www.econbiz.de/10013254876