This note examines the implications of digital innovation for market structure and attendant policies, including financial and competition regulation. There have been several surveys of regulatory responses. This note takes a step back, to look at what the economic theory of banking and...

Ecuador ha avanzado de manera significativa en la adopción de tecnologías digitales en la última década. A pesar de estos avances, millones de ecuatorianos, especialmente aquellos que habitan en áreas rurales, siguen excluidos de la economía digital debido a las limitaciones de...

Digitalization represents a key driver for long-term economic growth. While the use of digital technology has accelerated during the pandemic, the Philippines has not fully leveraged its expected benefits. There has been progress in expanding digital connectivity, but challenges remain. The...

The widespread adoption of digital technologies is transforming how individuals, businesses, and governments interact, as well as creating new opportunities for boosting shared prosperity and reducing poverty. Digital technologies are playing an increasingly important role in El Salvador's...