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This note examines the implications of digital innovation for market structure and attendant policies, including financial and competition regulation. There have been several surveys of regulatory responses. This note takes a step back, to look at what the economic theory of banking and...
Persistent link: https://www.econbiz.de/10013254873
In 2007-08 Da Afghanistan Bank (DAB), the central bank of Afghanistan, was in the process of reforming the financial …: reputable private investors; small and medium entrepreneurs; BRAC, a microfinance institution; Kabul Bank, a fast growing … commercial bank; and Bank Millie, a state-owned bank. The examination of each institution will address the factors that have …
Persistent link: https://www.econbiz.de/10012557380
absence of global standards, the IMF-World Bank Bali Fintech Agenda (BFA), along with guidance by Standard Setting Bodies …
Persistent link: https://www.econbiz.de/10013254875
This note provides: (1) an overview of new manifestations of consumer risks that are significant and cross-cutting across four key fintech products: digital microcredit, P2PL, investment-based crowdfunding, and e-money; and (2) examples of emerging regulatory approaches to target such risks....
Persistent link: https://www.econbiz.de/10013254876
This technical note is structured in the following manner. Section two provides an overview of the main barriers and frictions that SMEs face to access finance. Section three explores how digitization is an enabler for SME finance and how different fintech solutions address these barriers. The...
Persistent link: https://www.econbiz.de/10013254878
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. "--World Bank web site …
Persistent link: https://www.econbiz.de/10010522226
data on access and use, and areas for further analysis to help identify the constraints to broadening access. "--World Bank …
Persistent link: https://www.econbiz.de/10010522611
Sri Lanka has made significant achievements in the provision of financial services in some areas, but there are still critical market segments that remain underserved, especially for small and rural enterprises. Low-income households could also benefit from access to a more diverse set of...
Persistent link: https://www.econbiz.de/10012553597
The State plays an important role in the provision of financial services in Colombia through state-owned financial institutions (SOFIs), interest rate controls, mandatory investment requirements and credit subsidies. State-owned financial institutions (SOFIs) hold about 12 percent of banking...
Persistent link: https://www.econbiz.de/10013254897