"Powell, Mylenko, Miller, and Majnoni analyze how data in public credit registries can be used both to strengthen bank … supervision and to improve the quality of credit analysis by financial institutions. Empirical tests using public credit registry … empirical tests confirm the value of the data for credit risk evaluation and provide insights regarding its use in supervision …

"The authors study the effect of financial crises on trade credit in a sample of 890 firms in six emerging economies …. They find that although provision of trade credit increases right after the crisis, it consequently collapses in the … short-term debt and low cash stocks and cash flows) are more likely to reduce trade credit provided to their customers. This …

"The aim of this paper is to understand the mechanism underlying access to credit. Gine focuses on two important … aspects of rural credit markets in Thailand. First, moneylenders and other informal lenders coexist with formal lending … presumably face sizable transaction costs obtaining external credit. The author develops and estimates a model based on limited …