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Central Bank Digital Currency : A Payments Perspective

World Bank - 2021

Payment and settlement systems and services have become vital components of the economic life of contemporary societies. Over the last decades, they have gone through several waves of reforms that have changed the landscape of the national payments system (NPS) in virtually every country in the...

Persistent link: https://www.econbiz.de/10013255449

Fintech and the Digital Transformation of Financial Services : Implications for Market Structure and Public Policy

World Bank - 2022

structure, lead to insights for policy makers on how to harness the benefits of fintech, while mitigating some of the risks …

Persistent link: https://www.econbiz.de/10013254873

Regulation and Supervision of Fintech : Considerations for EMDE Policymakers

World Bank - 2022

Fintech is transforming the global financial landscape. It is creating new opportunities to advance financial inclusion … supervision policy frameworks. Fintech encompasses new financial digital products and services enabled by new technologies and … policies. Although technology has long played a key role in finance, recent fintech developments are generating disruptive …

Persistent link: https://www.econbiz.de/10013254875

Financial Consumer Protection and Fintech : An Overview of New Manifestations of Consumer Risks and Emerging Regulatory Approaches

World Bank - 2022

-cutting across four key fintech products: digital microcredit, P2PL, investment-based crowdfunding, and e-money; and (2) examples of … Research Paper titled Consumer Risks in Fintech, New Manifestations of Consumer Risks and Emerging Regulatory Approaches. The … research paper delves more deeply into each of the four key fintech products and their associated risks. The appendix provides …

Persistent link: https://www.econbiz.de/10013254876

Fintech and SME Finance : Expanding Responsible Access

International Finance Corporation; World Bank - 2022

different fintech solutions address these barriers. The fintech solutions analyzed include digital credit, asset-based lending … highlighted. Section four analyzes how the providers of these fintech solutions for SMEs impact traditional banks, financial …

Persistent link: https://www.econbiz.de/10013254878

Retail Payment Costs and Savings in Kosovo

Central Bank of Kosovo (CBK); World Bank - 2022

This report is based on a study of the costs of retail payments in Kosovo, using a methodology (A Practical Guide for Measuring Retail Payment Costs) developed by the World Bank's Payment System Development Group (PSDG), part of the Finance, Competitiveness, and Innovation Global Practice. The...

Persistent link: https://www.econbiz.de/10013254962

Central Bank Digital Currencies for Cross-border Payments : A Review of Current Experiments and Ideas

World Bank - 2021

Over the years, the demand for seamless and inexpensive cross-border payments has grown in parallel with growth in international e-commerce, remittances and tourism. Yet, cross-border payments have not kept pace with the intensive modernization that has characterized domestic payment services...

Persistent link: https://www.econbiz.de/10013255447

Central Bank Digital Currency : Background Technical Note

World Bank - 2021

In recent years, due to innovations in technology, the concept of digital currency has emerged out of the desire of some private entities to replicate specific properties of cash in the digital space. Digital currencies have been issued in various electronic formats and value propositions, and...

Persistent link: https://www.econbiz.de/10013255448

Korea Blockchain Ecosystem

World Bank - 2021

Emerging technology curation series aims to capture and share Korea experience and lessons learned in regard to exploration and adoption of emerging technologies like blockchain, AI, edge-computing, internet of things (IoT), 5G, etc. Korea blockchain ecosystem is the first of the series and...

Persistent link: https://www.econbiz.de/10014578734

From Remittances to M-Payments

World Bank - 2012

Retail payment systems play an important role in the smooth functioning of any economy, and thus any inefficiency in the retail payments market can send negative effects cascading throughout the financial realm. The World Bank Global Payment Systems Survey 2010 has shown that inefficiencies...

Persistent link: https://www.econbiz.de/10012564762