frictions that SMEs face to access finance. Section three explores how digitization is an enabler for SME finance and how … different fintech solutions address these barriers. The fintech solutions analyzed include digital credit, asset-based lending …, and equity products. Also examined are innovative products such as digital payments, credit risk assessment using …

"Powell, Mylenko, Miller, and Majnoni analyze how data in public credit registries can be used both to strengthen bank …, including in calculations of credit risk for capital and provisioning requirements, or as a check on a bank's internal ratings … supervision and to improve the quality of credit analysis by financial institutions. Empirical tests using public credit registry …

the bank credit crunch. The results are consistent with the "redistribution view" of trade credit provision, in which bank …"The authors study the effect of financial crises on trade credit in a sample of 890 firms in six emerging economies …. They find that although provision of trade credit increases right after the crisis, it consequently collapses in the …

access to credit"--World Bank web site …"The aim of this paper is to understand the mechanism underlying access to credit. Gine focuses on two important … aspects of rural credit markets in Thailand. First, moneylenders and other informal lenders coexist with formal lending …

. One of the lessons of the last few years is that banks will expand SME lending on their own accord - in spite of the …

This report presents findings of a study of Bank lending to small and medium enterprises (SME) in Serbia. The study … uses methodology developed by the Bank and already used in a number of studies in South America. The study is based on … in SME lending in Serbia and account for about 70 percent of the total market. Banks are currently offering a fairly …

), focusing on the role of competition and the institutional framework. Using a survey of banks in Argentina and Chile, the paper … due to the significant competition in the corporate and retail sectors. They perceive the SMEs market as highly profitable … policy action might help reduce the cost of providing financing, especially long-term lending. "--World Bank web site …

majority of firms in the dataset are privately owned, young, micro or small and medium enterprise (SME) firms concentrated in … leverage ratios (both short term and long term), including higher use of trade credit. There is also a negative influence of … in environments with greater asymmetric information (such as weaker credit information) firms prefer to use internal or …