"This paper uses firm-level data from the Business Environment and Enterprise Performance Surveys to study the process …

important role for financing constraints. Specifically, wealthier households are more likely to become entrepreneurs and survive …

"This paper studies the factors banks perceive as drivers and obstacles to financing small and medium enterprises (SMEs … policy action might help reduce the cost of providing financing, especially long-term lending. "--World Bank web site …

majority of firms in the dataset are privately owned, young, micro or small and medium enterprise (SME) firms concentrated in … the service sector. In general, the financing pattern of firms is low leverage ratios and, in particular, low levels of … intermediated financing and long-term financing. Average firm growth rates decreased during the five years of the sample period …