This note analyzes the evolution of Credit Information Systems, including the emergence of new technologies that use … alternative data in credit decisioning and the opportunities and risks associated with these trends. This paper also predicts the …

capital markets and other sources. Credit reporting systems are less relevant for these businesses, as lenders to these large … entities rely on a variety of other sources of information when making credit-related decisions. This Guide focuses therefore … more on the credit needs of individuals and of the micro, small, and medium businesses that stand to benefit most from the …

The alleviation of poverty has been the prime objective of small-scale targeted credit programs such as the Grameen …