This report is based on a study of the costs and savings of retail payments in Albania using a methodology (A Practical … instrument) and the resulting cost savings. It is designed based on four main principles: applicability, comparability …

, access to savings and providing adequate income post retirement for individuals. The need to get this balancing act right is … pension savings on income adequacy after retirement. The report concludes with recommendations based on emerging best practice …

The report discusses key policy issues that enable and constrain digital savings market development and offers policy … observations, three policy considerations seem most important for facilitating digital savings account deployments: Enable banking … institutions to pursue digital savings partnerships with nonbank entities. Support the development of interoperability between …

appropriate fiscal framework for determining spending as well as setting aside and managing savings for future generations. The …

savings by informal economy workers. Registration, contributions, and access can be handled via mobile phone by dialing USSD …