and market customer-centric digital financial services, create credit scores for consumers with limited credit histories … risks arising from the usage of new types of data, beyond traditional credit-reporting frameworks. The note also identifies …

This note analyzes the evolution of Credit Information Systems, including the emergence of new technologies that use … alternative data in credit decisioning and the opportunities and risks associated with these trends. This paper also predicts the …

capital markets and other sources. Credit reporting systems are less relevant for these businesses, as lenders to these large … entities rely on a variety of other sources of information when making credit-related decisions. This Guide focuses therefore … more on the credit needs of individuals and of the micro, small, and medium businesses that stand to benefit most from the …

presents the results of an initial screening of selected areas of regulatory intervention that affect SME lending markets …

perspective of fiscal decentralization, local capacity building, and development of a competitive credit market. Hungary has been …