, access to savings and providing adequate income post retirement for individuals. The need to get this balancing act right is … pension savings on income adequacy after retirement. The report concludes with recommendations based on emerging best practice …

savings by informal economy workers. Registration, contributions, and access can be handled via mobile phone by dialing USSD …

and market customer-centric digital financial services, create credit scores for consumers with limited credit histories … risks arising from the usage of new types of data, beyond traditional credit-reporting frameworks. The note also identifies …

In the last three years, household debt has risen by a third as disposable income declined. Declining interest rates …, ease of access to credit for consumers and poorly regulated microfinance lending practices led to fast growth in consumer … debt. Consumer lending in the banking and microfinance segments has been growing in double digits in 2017-2018, reaching a …

several years. To date, there has been no comprehensive investigation of their impact on household behavior that has been … generated from social experiments associated with these credit programs, and from the difficulty in finding valid instrumental … by treating the choice of participating in credit programs in a sample of Bangladeshi households and villages as …