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and market customer-centric digital financial services, create credit scores for consumers with limited credit histories … risks arising from the usage of new types of data, beyond traditional credit-reporting frameworks. The note also identifies …
Persistent link: https://www.econbiz.de/10012645806
Fintech is increasingly recognized as a key enabler for financial sectors worldwide, enabling more efficient and competitive financial markets while expanding access to finance for traditionally underserved consumers. A critical challenge for policy makers is to harness the benefits and...
Persistent link: https://www.econbiz.de/10012603731
Open banking schemes provide consumers with more choice and new financial products and services through the use of technology, particularly application programing interfaces (API's). The main objective of this paper is to provide guidance on how to implement consumer consent protocols to access...
Persistent link: https://www.econbiz.de/10013209030
In the last three years, household debt has risen by a third as disposable income declined. Declining interest rates …, ease of access to credit for consumers and poorly regulated microfinance lending practices led to fast growth in consumer …
Persistent link: https://www.econbiz.de/10012646968
While Mongolia's economy is starting to slow from its brisk pace of recent years, the medium-term growth outlook remains firmly positive. The strong economic recovery since 2017 has been underpinned by impressive fiscal outcomes, better coordination of macroeconomic policy, favorable global...
Persistent link: https://www.econbiz.de/10012646883
With an increasing share of populations dwelling in cities, urban emission reduction is gaining priority at the national level. A high share of greenhouse gas (GHG) emissions in the global footprint is ultimately attributable to urban areas; as such, the effect of carbon lockin further increases...
Persistent link: https://www.econbiz.de/10012647170
The countries of the Gulf Cooperation Council (GCC) have articulated a vision for sustainable economic development that highlights the need to diversify the productive base to reduce dependence on the hydrocarbon sector and create more employment opportunities for their young and growing...
Persistent link: https://www.econbiz.de/10012246624
This note will examine the distributional and efficiency issues associated with the fiscal response to the COVID-19 (coronavirus) crisis in Da Nang city and nationally in Vietnam. More specifically, we look at the social assistance (cash transfer) programs. Did these programs efficiently reach...
Persistent link: https://www.econbiz.de/10012817519
of Coronavirus (COVID-19) in Sudan and the government's containment measures could negatively affect household welfare … the Sudan high frequency survey on Coronavirus (COVID-19) is to quickly collect household (and firm-level) information …
Persistent link: https://www.econbiz.de/10012544697
national panel survey 2019-20 round and that had phone numbers for at least one household member or a reference individual …
Persistent link: https://www.econbiz.de/10013209196