This note examines the implications of digital innovation for market structure and attendant policies, including … financial and competition regulation. There have been several surveys of regulatory responses. This note takes a step back, to … paper describes how digital innovation affects these key economic frictions in finance and alters the financial services …

financial technology (fintech) to support financial inclusion, a key element of the 20-Year National Strategy …

This report is a stock-take of the state of prudential regulation and supervision of fintech. It focuses on prudential …

social financing needs. The global fintech revolution is having a similar impact for Islamic finance through the evolution of … a nascent Islamic fintech ecosystem. The purpose of this report is to evaluate the global developments in the area of … fintech solutions by Islamic financial institutions (IFIs) and its impact on financial inclusion within its core markets. The …

Fintech is increasingly recognized as a key enabler for financial sectors worldwide, enabling more efficient and … policy makers is to harness the benefits and opportunities of fintech while managing its risks, including for consumers. The … COVID-19 pandemic further accelerated the widespread transition of consumers to fintech and digital financial services …

Fintech services, the scope and scale of which vary substantially including new laws, Innovation Offices, Regulatory Sandboxes …This paper provides an overview of different regulatory approaches to Fintech and provides guidance for policymakers to … understand the benefits and limitations of each. While some Fintech activities can often be covered within existing regulatory …

by Fintech solutions. Not only have they increased financial inclusion, they have also increased competition, driving … initial coin offerings, which constitute a rapidly growing segment of fintech for meeting credit, savings and investment needs …

. Fast-moving fintech innovations that are built on, or improve existing financial plumbing, may address many of the issues …

longer term. The China Insurance Regulatory Commission (CIRC) has been undertaking far-reaching reforms and modernization … the solvency standards into a modern, risk-based approach. The China-Risk Oriented Solvency Standards (C-ROSS) draw on …