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Consumer Risks in Fintech : New Manifestations of Consumer Risks and Emerging Regulatory Approaches

World Bank Group - 2021

Fintech is increasingly recognized as a key enabler for financial sectors worldwide, enabling more efficient and competitive financial markets while expanding access to finance for traditionally underserved consumers. A critical challenge for policy makers is to harness the benefits and...

Persistent link: https://www.econbiz.de/10012603731

The Role of Consumer Consent in Open Banking : Financial Inclusion Support Framework

World Bank Group - 2021

Open banking schemes provide consumers with more choice and new financial products and services through the use of technology, particularly application programing interfaces (API's). The main objective of this paper is to provide guidance on how to implement consumer consent protocols to access...

Persistent link: https://www.econbiz.de/10013209030

Innovation in Electronic Payment Adoption : The Case of Small Retailers

World Bank Group - 2016

This report aims to deepen the understanding of barriers to and incentives for the acceptance and use of electronic payments, from the perspective of micro, small and medium retailers (merchants). Developing and accelerating acceptance of electronic payments by these merchants is essential to...

Persistent link: https://www.econbiz.de/10012644350

The Retail Payment Costs and Savings in Albania

World Bank Group - 2018

This report is based on a study of the costs and savings of retail payments in Albania using a methodology (A Practical Guide for Measuring Retail Payment Costs) developed by the World Bank's Payment Systems Development Group, part of the Financial Inclusion, Infrastructure, and Access at the...

Persistent link: https://www.econbiz.de/10012645370

Somalia Economic Update, August 2018 : Rapid Growth in Mobile Money -- Stability or Vulnerability?

World Bank Group - 2018

Somalia's economy grew by 2.3 percent in 2017. The economy remains vulnerable to recurrent shocks. Between 2013 and 2017, real annual GDP growth averaged 2.5 percent. Growth occurred despite adverse weather conditions that severely reduced agricultural output in late 2016 and early 2017. For...

Persistent link: https://www.econbiz.de/10012645564

Financial Inclusion Beyond Payments : Policy Considerations for Digital Savings

World Bank Group - 2019

The report discusses key policy issues that enable and constrain digital savings market development and offers policy considerations within the context of the G20's High-Level Principles for Digital Financial Inclusion. Based on current market observations, three policy considerations seem most...

Persistent link: https://www.econbiz.de/10012646039

Cote d'Ivoire : Evaluating Digital Payment Systems for Expanding Social Protection Coverage

World Bank Group - 2019

The main objective of this technical note is to evaluate the institutional and implementation framework needed for strengthening payment systems as a core element of delivering social protection and labor (SPL) benefits to the poor, around which targeting, identification and monitoring systems...

Persistent link: https://www.econbiz.de/10012646850

Central Bank Digital Currency : A Payments Perspective

World Bank Group - 2021

Payment and settlement systems and services have become vital components of the economic life of contemporary societies. Over the last decades, they have gone through several waves of reforms that have changed the landscape of the national payments system (NPS) in virtually every country in the...

Persistent link: https://www.econbiz.de/10012817616

Retail Payment Costs and Savings in Kosovo

World Bank Group - 2022

This report is based on a study of the costs of retail payments in Kosovo, using a methodology (A Practical Guide for Measuring Retail Payment Costs) developed by the World Bank's Payment System Development Group (PSDG), part of the Finance, Competitiveness, and Innovation Global Practice. The...

Persistent link: https://www.econbiz.de/10013209156

The Brazil of the Future : Towards Productivity, Inclusion, and Sustainability

World Bank Group - 2023

In 2022, Brazil celebrated its 200th anniversary. What will Brazil celebrate at its 220th anniversary, in 2042 …? Following the recent elections there is a window of opportunity for reforms that will shape Brazil's development over the next … decades. "The Brazil of the Future: Towards Productivity, Inclusion, and Sustainability" takes a long-term perspective on …

Persistent link: https://www.econbiz.de/10014454194