Promoting a high savings rate is high on the World Bank's agenda for promoting national income growth. This study … surveys broad saving trends worldwide, summarizes current knowledge about savings and consumption, identifies main unresolved …

This report is based on a study of the costs and savings of retail payments in Albania using a methodology (A Practical … instrument) and the resulting cost savings. It is designed based on four main principles: applicability, comparability …

, access to savings and providing adequate income post retirement for individuals. The need to get this balancing act right is … pension savings on income adequacy after retirement. The report concludes with recommendations based on emerging best practice … occupational defined benefit (DB) schemes - where the obligation for paying for retirement income is with the state and employers …

The report discusses key policy issues that enable and constrain digital savings market development and offers policy … observations, three policy considerations seem most important for facilitating digital savings account deployments: Enable banking … institutions to pursue digital savings partnerships with nonbank entities. Support the development of interoperability between …

appropriate fiscal framework for determining spending as well as setting aside and managing savings for future generations. The …