financial technology (fintech) to support financial inclusion, a key element of the 20-Year National Strategy …

This report is a stock-take of the state of prudential regulation and supervision of fintech. It focuses on prudential …

social financing needs. The global fintech revolution is having a similar impact for Islamic finance through the evolution of … a nascent Islamic fintech ecosystem. The purpose of this report is to evaluate the global developments in the area of … fintech solutions by Islamic financial institutions (IFIs) and its impact on financial inclusion within its core markets. The …

financial and competition regulation. There have been several surveys of regulatory responses. This note takes a step back, to … structure, lead to insights for policy makers on how to harness the benefits of fintech, while mitigating some of the risks …, particularly around competition and market structure. The focus is on economic and technological forces that apply broadly across …

how to implement consumer consent protocols to access bank account data under open banking scenarios …

This paper provides an overview of different regulatory approaches to Fintech and provides guidance for policymakers to … understand the benefits and limitations of each. While some Fintech activities can often be covered within existing regulatory … Fintech services, the scope and scale of which vary substantially including new laws, Innovation Offices, Regulatory Sandboxes …

Fintech is increasingly recognized as a key enabler for financial sectors worldwide, enabling more efficient and … policy makers is to harness the benefits and opportunities of fintech while managing its risks, including for consumers. The … COVID-19 pandemic further accelerated the widespread transition of consumers to fintech and digital financial services …

Physical cash and commercial bank money are dominant vehicles for retail payments around the world, including in … universal access to transaction accounts, widespread informality, limited competition, and high costs, particularly for cross … crypto-assets, stable coins, and central bank digital currencies (CBDCs). It assesses the supply and demand factors that may …

, and contributing to healthy and competitive financial markets. The World Bank's Good Practices for Financial Consumer …