on deductible choice in Dutch universal health insurance, we find that risk preferences are a dominant factor in decision …This paper provides new field evidence on risk preferences over small stakes. Using unique population and survey data … aking. In fact, our results indicate that risk preferences are both statistically and quantitatively more significant in …

Financial conglomerates, combining banking, securities trading, and insurance, have become an important part of the … emerges from the theory on risk management, both from a market and a firm perspective. After describing the Dutch …

measure of contagion within banking and insurance sectors is the number of coincidences of daily extreme returns that cannot … evidence of contagion for the US, Germany and the UK. This result is stronger for the insurance sector than for the banking … sector. In addition, we investigate extreme co-movements among banking and insurance sectors using a multinomial logistic …

effective prudential supervision. In addition, our results indicate that insurance activities of banks may increase systemic …This paper investigates systemic risk in the Dutch financial sector by focusing on extreme returns of the major … financial institutions. Our measure of systemic risk is the number of coincidences of extreme returns that cannot be explained …

and conduct. In particular, this study focuses on differences across countries, variously sized banks (reflecting distinct … observed large spreads in inefficiencies and cost levels across countries and individual banks indicate that the process of … scaling up and rationalisation to be prepared for increased foreign competition, has - for at least part of the banks - only …

banks. However if in extreme scenarios the LCR becomes a binding constraint, the interaction of bank behaviour with the …

When does the general public lose trust in banks? We provide empirical evidence using responses by Dutch survey …. Negative media reports, falling stock prices, and opaque product information also affect trust in banks. Experiencing a bank …

We investigate 62 Dutch banks' liquidity behaviour between January 2004 and March 2010, when these banks were subject … to a liquidity regulation that is very similar to Basel III's Liquidity Coverage Ratio (LCR). We find that most banks … the regulation. More solvent banks hold fewer liquid assets against their stock of liquid liabilities, suggesting an …